Business Services

Scale & Grow: Fuel today’s momentum. Build tomorrow’s value.
Early-stage and mid-career owners lean on us for cash flow optimization, retirement plan design, and Key Person life insurance coverage to help protect today’s momentum while adding enterprise value for tomorrow. 

In practice, that often includes:
  • 401(k) or Cash‑Balance plan design that tilts more dollars toward owner accounts.
  • Tax‑credit mapping for Research & Development or energy incentives.
  • Key‑Person Plus” life insurance coverage that funds a temporary talent gap if you’re sidelined.

Exit & Transition: When it’s time to move on, don’t leave money—or opportunity—on the table.
When it’s time to move on, our exit strategies, tax-efficient structures, and lifestyle income mapping help convert years of sweat equity into liquidity (and a life you love).

Typical tools we deploy:
  • Pre sale quality of earnings reviews.
  • Section 1202 and 1042 rollover analysis.
  • Coordinated deal structures that spread proceeds across tax years while protecting spouse and estate priorities.

Invest & Distribute: Wealth that works long after the business card comes down.
Once you’ve transitioned out, the game changes. Your focus shifts from growing wealth to protecting it and living off of it. We craft disciplined, tax-efficient investment and withdrawal strategies designed to provide income without anxiety.

Your plan may include:
  • Low-cost ETFs or direct indexing.
  • Tax-loss harvesting and proactive rebalancing.
  • Withdrawal sequencing based on future RMDs and lifestyle goals.

Legacy & Impact: Make your money do more—for the people and causes you care about most.
From family governance frameworks to charitable giving and multigenerational wealth transfer, we help extend the good your wealth can do on your terms and timeline.

Your plan may include:
  • Donor advised funds for high impact giving.
  • Generation skipping or dynasty trust design (through our in-house counsel).
  • Family governance playbook that turns tough money talks into productive annual summits.