Business Owners—You built something that matters. Now what?
You’ve spent years turning vision into payroll, patents, and proud customers. The next leap—from hands on operator to hands free owner—demands the same grit plus a fresh playbook. We knit together the personal and the professional so your exit isn’t a finish line; it’s a launchpad.
How We Can Help
Value Acceleration Roadmap
Using time-tested methodology, we benchmark today’s enterprise value, outline “quick wins,” and stage longer term transformation tasks that can help raise a future sale multiple without derailing day to day ops.
Exit Ready Tax Strategy Playbook
Multi year modeling shows the impact of Section 1202 QSBS exclusions, 1042 rollovers, or installment sales, so you can choose the structure that keeps more in your pocket when the wire hits.
Personal Net Worth Bridge
We help translate illiquid business equity into a post sale cash flow ladder, marrying proceeds with pre existing IRAs, 401(k)s, HSAs, and brokerage assets for durable, tax efficient income.
Enterprise Risk Shield
Review and (when needed) redesign buy sell agreements, key person life insurance coverage, and owner replacement funding to protect value while a deal is pending.
Legacy & Impact Integration
Tie a donor-advised fund (for upfront deductions) or a family foundation into the closing package so your generosity scales with your liquidity event rather than becoming an afterthought.
High Performing Female Professionals—You work hard. But does your strategy?
Six figure W 2s, lumpy bonuses, option grants, and deferred comp can build serious net worth. And serious tax headaches. We help you turn a career’s worth of hustle into a balanced, future-ready wealth engine that keeps you in the driver’s seat long after the badge comes off.
How We Can Help
Equity Compensation Blueprint
Scenario analysis for ISOs, NSOs, and RSUs pinpoints optimum exercise dates, AMT exposure, and sale windows, designed to help you capture upside without potential surprise tax bills.
Deferred Comp & Bonus Optimization
Strategies designed to Layer 401(k), mega backdoor Roth, and non qualified plans so today’s income fills tomorrow’s lower tax brackets—while a cash reserve “sleep fund” keeps you liquid between vesting dates.
Investment Peak Portfolio
Low cost ETFs, direct indexing, and a vetted sleeve of private credit or real estate funds (when appropriate) align growth potential with your risk budget—no performance chasing required.
Tax Efficient Income Layering
Multi year bracket projections identify potential Roth conversion windows, charitable bunching years, and harvest loss targets to help shave avoidable taxes each April.
Career Protection Suite
Own occupation disability, umbrella liability, and cyber fraud protections to help defend the balance sheet you’ve worked so hard to build—because one lawsuit shouldn’t unwind decades of discipline.
Thoughtful Savers—Your diligence deserves a deliberate plan.
You’ve never been casual about money: maxing out the 401(k) long before your friends thought about it, stashing raises instead of inflating your lifestyle, and keeping a rainy day fund topped off. Yet the more you accumulate, the harder the “what’s next?” questions hit; when to pivot from growth to preservation, how much is enough, and which accounts to tap first when life inevitably shifts. We help translate meticulous saving into a purposeful wealth strategy that keeps every dollar working with intention.
How We Can Help
Goal Paced Portfolio Map
We segment assets into short , mid , and long-term buckets—high-yield cash, investment ETFs, and tax advantaged retirement accounts—so each goal (new home, early retirement, sabbatical) has its own clearly funded lane.
Contribution Stack Optimizer
Precision order contributions across 401(k), Mega Backdoor Roth, HSA, and taxable brokerage to help maximize every available deduction or future tax break out of today’s paycheck.
Lifestyle Inflation Guardrails
A “raise allocation” formula automatically routes a fixed share of each salary bump to investments, designed to keep your savings rate rising without constant willpower checks.
Roth Conversion & Tax Bracket Modeling
Using Holistiplan® projections, we spot low income years (parental leave, career change, sabbatical) and execute partial Roth conversions or capital gain harvesting while brackets are on sale.
Values Driven Giving & Protection
Layer charitable bunching via donor advised funds, plus umbrella liability and own occupation disability coverage, so your generosity and stability expand in tandem.
